HCS Vision Care Benefits - What you need to know

Harrison County Schools wants employees and covered members to know what vision care benefits are available. This page gives a simple look at eye exams, glasses, frames, contacts, lens options, and out-of-network coverage.

VSP vision care | bento

Proposed Best Network Available

Notes

  • $10 Exam Copay — In-network co-pay.

  • $25 Material Copay — In-network co-pay.

Benefit Frequency

Examination

Every Benefit Year

Lenses

Every Benefit Year

Frame

Every Benefit Year

VSP Provider

WellVision Exam®

Covered in full (in network)

Routine eye exam for corrective lenses

Contact Lens Examination

Up to $60 Copay (in network)

For contacts only, and depends on doctors contracted fee.

Essential Medical Eye Care

$20 (co-pay in network)

This is to address any medical issues with the eyes.

Lenses

Basic Prescription Lenses

Glass or plastic, single vision, lined bifocal, lined trifocal, or lenticular

Covered in full (in network)

Lens Enhancements

Lens enhancement savings vary by plan and lens enhancement selected. Prices shown reflect standard selections; premium or custom options may also be available.

Standard Progressives: Covered

Custom/Premium Progressives: $95-175

  • Anti-reflective: $41 - $85

  • Photochromic: $33 - $75

  • Scratch coating: $17 - $33

  • Polycarbonate: $35

Valid only through VSP doctors, Costco® Optical prices already include savings

This is a copay range in network

Polycarbonate Prescription Lenses

Dependent children are eligible for covered polycarbonate prescription lenses

Frame Coverage

Frame

$200 retail allowance

20% discount for amount over the allowance - in network provider. The member would pay only 80% of the cost over the allowance

Extra $20 Allowance

On featured brands like bebe®, Calvin Klein, Flexon, Lacoste, Nike, Nine West and more

Additional retail allowance provided for specialty brands noted to the left. (same 20% discount for amount over allowance as in above)

Contacts in addition to Glasses

Allowing members to receive glasses & contacts within the same benefit year

Covered

This is for glasses and contacts in the same benefit year, not for two pairs of glasses.

$1,500 Laser Vision Care - Lifetime limit

Allowing a total $1,500 lifetime limit toward Lasik surgery per member

Covered

Contact Lens Coverage

Elective Contact Lenses

(prescription contact lenses)

$150 retail allowance

Harrison County members can obtain glasses and contacts in the same benefit year.

Non-VSP Provider Allowances

Out of Network Providers

  • Examination

    up to $45

  • Single Vision Lenses

    up to $30

  • Bifocal Lenses

    up to $50

  • Trifocal Lenses

    up to $65

  • Lenticular Lenses

    up to $100

  • Progressive Lenses

    up to $50

  • Frames

    up to $70

  • Elective Contact Lenses

    up to $105

  • Necessary Contact Lenses

    up to $210

Notes

For out of network providers, members pay the difference between the allowance and the actual amount charged.

Harrison County members can obtain glasses and contacts in the same benefit year. Members pay the difference between the allowance and the actual amount charged.